Not Even Close!

Thank Goodness

After the ‘usual’ depressing state-of-the-world discussion with friends yesterday afternoon, I re-read Shelley Pollock’s even more depressing column in last week’s Observer:  “Hold on to your hats… I mean your wallets! Painful changes ahead for Washington insurance customers.”

Her commentary was about health insurance for 2018 – in particular, individual health insurance and, even more particularly, individual health insurance for those under the age of 65 in Pacific County.  Her information in one word:  Scary!

I have long been grateful that, in addition to Medicare,  we have coverage – excellent, affordable coverage – under the Washington State Teachers’ Retirement System.  I am even more thankful that, during the many years I was a public-school teacher and was part of the negotiations process, our bargaining teams never lost sight of our retired teachers.  Otherwise…  But I can hardly bear to consider ‘otherwise.’

Thank Goodness Some More!

Shelley’s column was enlightening in other ways, too.  Take the income requirements, tax credits, and out-of-pocket maximums she talks about for two 64-year-olds.  Not that we are, or have been, that young for a long time.  But, I got stuck on the income amount in her example – “$6,000 a month combined.”  Say what?  I had to pause in my reading for a bit.  My mind just stalled out.  All I could think of was “not even close” and “thank goodness for all those years I taught and paid into our future coverage.”

We think of ourselves as ‘middle class’ income-wise.  If that $6,000 figure is what middle class incomes are these days, it would appear that we are not in that category.  So, I went to Google and asked, “What is middle class?’  Apparently, there could be as many as five qualifiers:  income, wealth, consumption, aspiration, and demographics.  I wish I could say, “Bingo!  Two out of three!”  But, according to the information Google had for me…’not even close’ remains the way it is for this household.

Tevye and Golda’s lyrics from “Fiddler on the Roof” come to mind – It doesn’t change a thing, but even so…  Only, it’s not really very ‘nice to know.’  Not even close.

One Response to “Not Even Close!”

  1. Interesting column, Sydney.

    [Reply]

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